Every time your furnace or AC turns on, its filter blocks dust, pollen, and pet fur from moving through the house. You can pick between pleated filters, which have folded fabric, and flat fiberglass filters. This guide shows how each one works so you can choose the filter that fits your needs and budget.
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A pleated air filter is a folded cloth screen, shaped like an accordion. The extra folds give the filter more room to grab dust and pet hair while still letting air pass through. The cloth is usually polyester, cotton, or another strong fabric.
Most pleated filters carry a MERV score between 8 and 13, meaning they snag both medium and very tiny bits in the air. Energy experts say to change these filters about every three months, and stores sell them for roughly $6 to $29, depending on quality.
Flat fiberglass filters are thin pads woven from glass fibers. With low MERV scores of about 2–4, they catch big bits of dust and lint but let smaller particles through.
Government energy guides say these filters should be swapped out roughly every month to keep the system from clogging. Because they last a short time and cost only a few dollars each, people choose them when money is tight, or the need is temporary.
Pleated filters are folded like an accordion, giving them more surface to grab tiny bits floating in the air—dust mites, pollen, mold spores, even some bacteria. This makes indoor air cleaner and helps people who have allergies. Flat fiberglass filters are just a thin sheet. They block only big pieces of dirt and lint, so small particles pass through and drift back into the room.
Pleated filters are thick, so the air has to push harder to get through them. If the pleats are extra tight, the furnace or AC fan must work a bit harder because the filter adds drag, known as "pressure drop." Fiberglass pads are much looser. Air glides through them with hardly any effort, but that openness lets most small particles slip past.
Pleated filters are usually more durable and last longer than fiberglass filters. In fact, most pleated filters can be used for about 2 to 3 months before they need to be replaced. They hold more dirt without getting clogged quickly. Fiberglass filters, by comparison, have to be changed much more often – typically about every 1 month, since they fill up with dust or get dirty very fast. This means with fiberglass, you end up replacing the filter frequently.
FeaturePleated FilterFiberglass FilterFiltration AbilityTraps very small particles like pollen, pet dander, and even some bacteria (better at cleaning air).Only catches large particles like dust and lint; lets finer dust and allergens through.AirflowThicker and can slightly reduce airflow if too restrictive (more resistance to air).Thin and porous design; air flows freely through (very little resistance).Indoor Air QualityImproves indoor air quality and helps people with allergies by removing more irritants from the air.Only offers basic filtration, so fine dust and allergens may stay in the air (lower air quality).LongevityLasts longer – usually about 2–3 months before replacement is needed.Short lifespan – usually needs to be replaced about every 1 month.MaintenanceLess frequent changes (fewer replacements needed, saving time).Requires frequent changes (must check and replace often to keep filter from clogging).Pick a pleated filter when allergies, pets, or outside smoke make the air inside harder to breathe—its folds catch the fine stuff and keep your heater and AC cleaner. Reach for a fiberglass only in short-term rentals or tight budgets and when you don’t care as much about dust.
Pleated filters won’t hurt your furnace or AC when you stick to a MERV level the equipment can handle and swap the filter on schedule. They cost a bit more up front, but blocking dust that strains the motor can save repair cash later.
Open the owner’s manual to find the right filter size and rating—most homes land in the MERV 8–11 range. If the size isn’t listed, measure the old filter or use Filterbuy’s online guide to order one that fits.
In most houses, a pleated filter marked MERV 8–11 does the job: it blocks fine dust and pollen yet still lets plenty of air through. Check your furnace or AC manual first to make sure that rating matches what the maker allows.
Filterbuy makes strong pleated filters in many sizes right here in the USA. Orders ship fast, you can get custom sizes, and thousands of shoppers give five-star reviews. You can even set up a simple subscription so fresh filters arrive at your door when it is time to change them.
Yes. Pleated filters trap tiny particles like pollen and pet dander that flat fiberglass pads miss, so they clean indoor air more effectively.
Not when you pick a MERV rating your system can handle; tests show any drop in airflow is small and won’t harm the unit.
No. With low MERV ratings of 2-4, fiberglass filters stop only big dust and lint, letting most allergen-size particles go through.
Change fiberglass filters about every 30 days and pleated ones every 90 days, or sooner if the house has pets or heavy use.
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They cost more up front but last longer and shield the HVAC parts from dirt, which can lower repair bills over time.
A pleated filter rated MERV 8–11 balances good particle capture with steady airflow in typical residential systems.
No. Just match the filter’s MERV number to the maker’s specs and replace it on schedule to avoid strain.
Measure the old filter’s length, width, and thickness, or follow the slot dimensions in the unit for a snug fit.
Yes. Services like Filterbuy offer subscriptions that ship new filters automatically when it’s time to swap.
Switching to pleated filters removes more fine dust and helps lower airborne irritants, boosting overall air quality.
The first line of defense in guarding your home against airborne contaminants and pollutants is installing the right HVAC air filter and replacing or cleaning it regularly. When selecting an air filter type, you have several options, including choosing between washable vs disposable air filters.
Keep reading as HVAC.com explores the pros and cons of disposable and washable air filters to help you make an informed decision about which one is best suited for your needs.
Before diving into the washable vs. disposable filter debate, it’s important to understand the primary purpose of air filters. Air filters are commonly installed between your HVAC system’s return duct and the air handler. They are designed to trap contaminants such as dust, pet dander, pollen, and other allergens to prevent them from entering your HVAC system and indoor air supply.
Aside from providing health benefits, air filters prevent particles from clogging up your heating and cooling system, which can reduce efficiency, decrease its lifespan, and eventually lead to breakdowns.
An air filter’s efficiency is measured by its Minimum Efficiency Reporting Value (MERV) rating on a scale of 1 to 16. The higher the number, the more efficient the air filter is at trapping small particles.
The four most common HVAC air filters are fiberglass filters, pleated filters, washable/reusable filters, and high-efficiency particulate air (HEPA) filters.
“It’s important to consider that despite the higher initial cost of washable filters, the overall cost will likely level off in the long run,” said Mark Snell, CEO/President of Polestar Plumbing, Heating & Air Conditioning in Kansas City, MO. “You won’t need to purchase washable filters very often, so the long-term cost of washable filters will probably be the same or even lower than that of disposable filters.”
“Disposable filters are typically known for their superior overall efficiency,” Snell said. “In contrast, washable filters usually have a relatively low holding capacity, capturing only up to 75 percent of larger indoor pollutants like dust mites, carpet fibers, and pollen particles. Disposable filters with a MERV rating of 9 to 12, on the other hand, exhibit relatively high retention rates. These filters can capture up to 95 percent of the larger particles circulating through your home, thereby maintaining high indoor air quality and promoting the efficient operation of your HVAC system.”
When deciding between washable and disposable air filters, your choice should come down to your specific needs and priorities including your budget, environmental values, and filtration requirements.
If you’re seeking a budget-friendly option and prefer low maintenance, disposable filters may be suitable. On the other hand, if you’re looking to reduce waste and save money in the long run, washable filters can be a cost-effective and eco-friendly choice. It’s also essential to check your HVAC system’s compatibility with washable filters before making a decision.
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